Information
According to the Decree-Law No. 309-A/2007 of September 7, was created a specific system of loans to students and scholars of higher education within its frequency this level of education that allows to obtain, on better terms of financing from the bank.
The loans are granted without the need for guarantees and warranties property benefiting from a minimum interest rate, with a maximum spread of 1%, calculated based on the rate of "swaps", which will be reduced for students with school achievement. The loans are repayable between 6 and 10 years after graduation, with at least 1 additional year of deprivation of capital. The amount may vary between € 1,000 and € 5,000 a year course, with a maximum of € 25,000 (in course of 5 years).
This system adds to the mechanisms of student support services and is strongly marked by the principle of universality. It also allows support for pupils covered by programs of international mobility, especially for stays abroad under the ERASMUS and other international exchange programs for students.
The loans are granted without the need for guarantees and warranties property benefiting from a minimum interest rate, with a maximum spread of 1%, calculated based on the rate of "swaps", which will be reduced for students with school achievement. The loans are repayable between 6 and 10 years after graduation, with at least 1 additional year of deprivation of capital. The amount may vary between € 1,000 and € 5,000 a year course, with a maximum of € 25,000 (in course of 5 years).
This system adds to the mechanisms of student support services and is strongly marked by the principle of universality. It also allows support for pupils covered by programs of international mobility, especially for stays abroad under the ERASMUS and other international exchange programs for students.
